KARACHI: The government decreased the prices of the Tier-I housing scheme – including markup rates and subsidy payment period, used to finance housing units under the Naya Pakistan Housing and Development Authority (NAPHDA), announced by the State Bank of Pakistan.
The revised rates, applicable immediately, aim to promote construction activities, the central bank further added. The revised pricing for Tier 1 are as follows;
Afterwards, the rate of KIBOR plus 250 basis points will be charged. The loans with a maturity of more than 15 years will be priced using a bank pricing model.
Under the regulation for extending loans through Naya Pakistan Low-Cost Housing (NPLCH) under Kamyab Pakistan Program (KPP), the SBP removed the requirement of applicants of Tier 1 housing loans to be verified by Naya Pakistan Housing & Development Authority (NAPHDA) through NADRA, for being beneficiaries of Ehsaas.
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