KARACHI: The housing loans handed out by banks surged by 85 per cent, and were recorded at Rs355 billion housing loans in 2021.
The Rs163 billion increase was accredited to increase the housing finance on the directives of the State Bank of Pakistan (SBP) compared to a total of Rs192 billion approved in 2020.
In this regard, the central bank introduced a set of incentives including – third party guarantees during the construction period, waiver of debt burden ratio (DBR) in case of informal income and the introduction of standard facility offer letters by the banks.
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