Once you have completed all the formalities of a real estate transaction, the next and final step is to register the said property under your name to make it official in government records. This is known as the mutation of a property.
It refers to the entire process in which the title of ownership of a property is transferred to another person. Simply put, it is the title deed (also called a conveyance deed) needed to have the property under your name.
Graana has compiled all the basic details that you need to know regarding the property mutation process.
Since obtaining the mutation certificate is not a legal obligation, many new property owners postpone the process. However, the mutation process should ideally be started as soon as possible once the property has changed hands – at least within 3-6 months of the land purchase.
Without it, the buyer may risk facing issues in obtaining complete legal ownership of the property in question.
The process just comprises a few, simple steps:
Even though it is not a legally binding document, the mutation certificate is still necessary for several reasons:
There is some ambiguity over the difference between property registration and mutation since the purpose of both seems similar. Property registration refers to the process in which you claim legal rights on a property by registering the sale under your name.
The process of mutation, on the other hand, is the buyer’s responsibility and can only be initiated once the property registration has been executed.
Property Registration | Property Mutation |
Also called a baye-nama | Also called inteqal |
Mandatory process after transfer of property | Not a legally required process after transfer of property |
Legalises the actual sale of a property | Transfers ownership of the property |
A sale deed | Does not require a sale to take place; it applies to inherited and gifted properties too |
While the key differences between the two are just a few, it is still important to know the significance of each to avoid any potential problems or confusion in the future if you choose to resell the property. This is why it is advised to acquire both in the beginning.
If you are looking for more information on the real estate processes in Pakistan, visit Graana blog
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